Personalize your Health Insurance

Enter your email to be contacted by one of our advisor

How much does an hospitalization cost in Singapore?

16 May 2018

You need to go into surgery soon and are you are wondering what is the cost of a hospitalisation in Singapore? Or you just want to compare the prices between the different hospitals in Singapore. To help you, we’ve summarized the prices of hospitalization according to certain types of surgeries in Singapore.

A) The differences between publics and privates hospitals

One of the main differences between privates and publics hospitals are the prices of the consultations, surgeries and hospitalisations.

The cost of the same kind of treatment might indeed change dramatically, even for minor cases. This is because the average cost difference between Singapore’s public and private hospitals is around 70%. In some cases, the bills could even be 10 times higher, which is the case for an appendix surgery, for example! To have a clear understanding of the gap in the prices between private and public hospitals:

Reason for the admissionHospital
private/public
Room typeAverage number of days in hospitalMiddle prices in general * (SGD)
Appendix surgery
(without complications)
Mount Alvernia Hospitalprivate3,217,828
Changi General HospitalWard B12,04,591
Back problems (without complications)Raffles Hospitalprivate2,05,243
Gleneagles Hospitalprivate3,46,333
Singapore General Hospitalprivate
(ward A)
3,13,225
Pneumonia
(without serious complication)
Mount Elizabeth Hospitalprivate4,58,668
KK Women’s and Children’s Hospitalprivate
(ward A)
2,92,673

* Source: Singapore Ministry of Health

“Middle prices in general” means that at least half of the admitted patients pay less than this amount for this pathology.

However, you must take into account that the gap within the hospitals themselves can be quite significant. Let’s take the example of an admission at Singapore General Hospital, a public hospital, for fainting (syncope) and collapse (for causes such as hyper/ hypo-tension) with no serious complications. Even in the hospital, the prices can vary quite a lot. The prices can range from S$1,737 for an “inexpensive” bill to S$4,490 for an “expensive” one. This gap can also be seen with private hospitals. At Mount Elizabeth Novena Hospital, the difference for an admission for asthma without any serious complications ranges from S$4,298 to S$8,231.

Insurance companies are perfectly aware of this considerable price gap. In consequence, they are passed on the additional costs of the premiums. Most of the time, you can choose between two types of coverage. The first type includes hospitalisation in public hospitals, while the second is for private hospitals, which is considerably more expensive.

B) The types of rooms impacts the price

Another consideration would have a direct impact on the cost of your health insurance – that is, the type of hospital room you choose.Whether private, semi-private, ward A, ward B1, and so on will impact prices. Would you prefer to be alone in your private hospital room? Or are you prepared to share a room with other patients? The type of room you are hospitalized in directly impacts your hospitalization bill. Indeed, the price of surgeries is dependant on the type of room you are hospitalized in.

Be careful, some hospitals don’t have all types of room. Therefore, make sure the room you’re covered for is available in the hospital you are planning to stay. For example, the Mount Elizabeth Hospital at Novena offers only private rooms. For more informations, read our advices before going to the hospital.

 

You could also ask yourself if the quality of healthcare between private and public hospitals vary considerably. Please note that in general, Singapore’s public hospitals are better renowned than privates. For example, Singapore National University Hospital is ranked 299th worldwide. For a feedback about KK Hospital, feel free to watch our video talking about Grégoire Rastoul experience at KK Hospital.

C) At UEX: how to be properly insured

It is important to identify your needs and your family’s. This will allow you to choose a health insurance truly adapted to your needs. Indeed, a family with young children and a couple will not have the same needs.

UEX allows you to get an estimation of the price of your health insurance while taking into account your needs. We give you the freedom to choose between various options and personalize your health insurance as you please. In just a few clicks, you’ll obtain a quote adjusted to your needs and requirements – nothing more, nothing less.

This is why it is crucial to be well informed about the different coverages provided by your contracted health insurance. You should also understand what are the differences between the prices hospitals in Singapore charge. In particularly, the differences in prices between private and public ones.

To find out more about healthcare topics in Singapore you can check our articles. To understand, how your health insurance plans cover healthcare costs, you can approach UEX‘s happiness team by email or by phone for more information and guidance – and the good news is that they are super nice!

With UEX, you can obtain a quote for a health insurance contract customized to your needs and requirements – all in less than a minute!

 

August 2017

Spread the word 🙂
Share on LinkedInEmail this to someoneShare on FacebookShare on Google+Tweet about this on Twitter


Personalize your
Health Insurance

I want to protect
I am a
years old
My spouse is
years old.
My kid(s) are:
A
years old

My budget per person is $/month
Personalize
Enter your email to receive a link to your personalized profile